From 1 July 2026, Payday Super comes into effect, where the government is shifting super guarantee (SG) payments from quarterly cycles to payday contributions, meaning super must be paid to employees at the same time wages are paid, whether that’s weekly, fortnightly, or monthly, instead of quarterly.

How Payday Super Impacts Your Cash Flow

Starting in July, there’s an important cash flow adjustment to account for.

1. You’ll still have your June quarter super due by 28 July.
2. You’ll begin paying superannuation on a regular basis, according to your pay cycle, from 1 July onwards.

For businesses accustomed to quarterly payments, this shift means you need to budget for additional working capital to cover both the June quarter obligation and the ongoing super payments under Payday Super.

Payday Super is a big shift, but with the right planning, you can stay ahead of the change and protect your business from unnecessary stress and penalties. Let’s work together to ensure your business is ready to transition with ease.

If you’d like to talk more about how this impacts your business, let’s chat.